The Projects of the Mohammed Bin Rashid Housing Establishment

Abstract Mohammed Bin Rashid Housing Establishment, a corporate personality of a government establishment, aims at providing suitable housing in Dubai to the nationals of Emirates. It does this by offering services that are entirely related to housing of the nationals under a sole umbrella via a wide range of alternatives.Advertising We will write a custom essay sample on The Projects of the Mohammed Bin Rashid Housing Establishment specifically for you for only $16.05 $11/page Learn More Some of the alternatives used include granting ready houses, residential plots, extending and maintaining current houses, governmental houses and offering loans for houses depending on the standards and policies that are adopted by the Mohammed Bin Rashid Housing Establishment (Bridgman 100). Mohammed Bin Rashid Housing Establishment profoundly contributes to the stimulation of the national economy through activating strategic partnerships with both the public and priva te sector and the execution of investment projects. The list of nationals who are entitled to the allocation of housing in Al Mihar 1 area which is adjacent to the old Mushref Shaabeyya is approved practically by the board of directors under directions and instructions of His Highness Sheikh Mohammed Bin Rashid Al Maktoum together with the direction of His Highness Sheikh Hamda Bin Mohammed Bin Rashid who is the Dubai Crown prince. Introduction The main issue of this project is to discuss and evaluate Mohammed Bin Rashid Housing Establishment in terms of characteristics of the policy regulation, history of the policy regulation and assessment of the cost and benefits of the project intervention. Mohammed Bin Rashid Housing Establishment is a leading bank in Dubai region. It executes its agreements in support of mortgage financing and funding of the nationals of the UAE (Blakemore 197). Normally the loan packages are provided to the residences where there are completed houses or cons tructions in progress by the individual owners only. In performing its duties, Mohammed Bin Rashid Housing Establishment remains focused to its strategic objective, to build and expand further its partnerships with banks, private sectors and mortgage financiers in order to provide enhanced home loan solutions to the nationals of UAE.Advertising Looking for essay on public administration? Let's see if we can help you! Get your first paper with 15% OFF Learn More In explaining the context of the Mohammed Bin Rashid Housing Establishment projects and agreement, it is of high significance to state that the agreement to fund mortgages was signed by the Assistant Executive Director for the Financial Affairs, Mohammed Hamid Al Marri and the Group Deputy Chief Executive Officer, Jamal Said Bin Ghalaita in the presence of the senior officials from Mohammed Bin Rashid Housing Establishment and Emirates NBD. During the signing of the agreement, the objective was reinstated by Moh ammed Al Marri that this was to re-energize the partnerships between the public, private and governmental organizations together with other private sector institutions sharing the objective of providing improved housing finance solutions for the nationals of the UAE via an enhanced cooperation (Bridgman 190). In explaining the methodology of this project, a description of how the project is related to the public policy topic is illustrated. This relation is evident in the manner in which the Mohammed Bin Rashid Housing Establishment executes its functions. According to the terms and conditions of the agreement, it is the role of Emirates NBD to pre-approve the application of the loan by the nationals of the UAE applying for more housing finance. This is done only after receiving applicant’s approval from Mohammed Bin Rashid Housing Establishment which states the standards of funding residential property that the nationals of the UAE are practically eligible to acquire. Nevert heless, the applicant in question must provide the required guarantees and documents according to the policies of the bank for the purpose of sanctioning the loan. This aspect is perfectly related to a public policy topic where documentations and guarantees are mandatory for any offers and provisions (Blakemore 200). Mohammed Bin Rashid Housing Establishment has a structure of implementing its policies. This is done by making all the nationals of the UAE eligible to receive a housing loan not based on any interest ranging up to a maximum of AED 750,000 in order to buy a complete residential home or construct their own houses. The terms and conditions of repayment lie between 25 years and 5 years depending on the level of income of the applicant. In implementing its policies and programs, Mohammed Bin Rashid Housing Establishment focuses on its partnerships with various relevant financial institutions that provide financial services and impact positively on the process involved in ge tting additional loans.Advertising We will write a custom essay sample on The Projects of the Mohammed Bin Rashid Housing Establishment specifically for you for only $16.05 $11/page Learn More These loans from the banks may be used by the applicants to pay their initial installment for a completed house of residence of construct their own residential house (Bridgman 198). The Mohammed Bin Rashid Housing Establishment has distinct priorities and objectives as one of the major banks within the UAE. It continuously strives to strengthen and encourage partnerships between different sectors in the region in order to drive development further as well as social and economic integration. Mohammed Bin Rashid Housing Establishment prioritizes their objectives even in their partnership with the Emirates NBD. They offer innovative financial solutions to the nationals of the UAE. This assists the nationals to realize their dreams associated with building or obtainin g residential homes and meet their requirements and needs on the kind of residence they need (Paquette 200). Due to the change in the environment of the Mohammed Bin Rashid Housing Establishment and the population changes, the Establishment has redefined its purposes on how to offer financial solutions. They now give directives and advice on what is best for a particular individual depending on the level of their income and their social status. Mohammed Bin Rashid Housing Establishment is actually among the leading national financial aid institutions in the state. For this reason, they put all their efforts in securing adequate and sufficient quality housing for the nationals of the UAE. They regularly sign agreements to provide housing financial aid and to strengthen economic integration and their cooperation with other institutions in the region (Jenkins 300). The historical review of the policy regulations of providing financial aid on mortgages and residential homes is clearly s tated in all the agreements that the Mohammed Bin Rashid Housing Establishment is engaged in. This is evident in the manner in which Mohammed Bin Rashid Housing Establishment carries out its operations. In all the agreements of the programs the MBRHE is engaged in, there are terms and conditions that describe how the policy is regulated and executed (Paquette 240). The loan application forms for the loan application by the nationals of the UAE for more housing finance are pre-approved after receiving applicant approval from Mohammed Bin Rashid Housing Establishment, stating the standards for funding residential houses.Advertising Looking for essay on public administration? Let's see if we can help you! Get your first paper with 15% OFF Learn More All the nationals of the UAE are practically eligible to receive these standards. In addition, the policy is regulated by mandating the applicants in question to provide the required guarantees and documents in accordance to the policies of the bank for sanctioning of the bank’s loan (Paquette 245). There are distinctive characteristics of policy regulation in the Mohammed Bin Rashid Housing Establishment. These characteristics are used in the initial step of developing the implementation strategy. This is done through dissecting the policy and the environment where it is applied. The features of the policy along with its characteristics provide a logical understanding of the program that can be carried over to a detailed or advanced appraisal like determining the methods of mobilizing support or resisting opposition and the analysis of the stakeholders. The characteristics of the policy here help the managers to determine what the policy was initially designed to achieve, th e manner in which the changes introduced are relevant or affect the organization, the implementation context of the policy, the likelihood of bureaucracy manifestation as well as the reactions from the public and private sectors (Jenkins 314). In carrying out an assessment of the costs and benefits of the intervention for the consumers, the industry and society as a whole, it is important to note that the financial benefits accrued to the industry lies in the repayment of the loans in terms of interests charged on installments. Consumers are also able to access good residential homes at affordable installments depending on their level of income. The consumers access luxury homes at affordable rates with support from the industry. The society as a whole has distinctive benefits too. The economic integration and flow of income from the consumers to the industry is a positive economic influence to the society. The housing structures are improved and living conditions raised to affordab le status. A society with good housing and living conditions is healthy and productive. This improves the economic status of the society as a whole in the long run (Bridgman 215). Evaluation and recommendation In the evaluation of services and programs of The Mohammed Bin Rashid Housing Establishment, it is evident that it is determined to achieve its strategic objective which is to build and expand further its partnerships with banks, private sectors and mortgage financiers in order to provide enhanced loans for home solutions to the nationals of UAE. Mohammed Bin Rashid Housing Establishment has achieved its objective with the aid of other financial institutions funding the mortgages like the Emirates NBD (Bridgman 217). Through partnerships with private and public sectors offering financial aids in funding loans for residential homes, Mohammed Bin Rashid Housing Establishment has reached its destination and still looks forward to help more nationals of the UAE in obtaining or con structing good residential homes that suit their needs. I would therefore recommend that the Mohammed Bin Rashid Housing Establishment considers all levels of consumers from the society when providing mortgage loans. This should depend on the income level and social status of the consumer (Blakemore 211). Conclusion and findings In summary, Mohammed Bin Rashid Housing Establishment offers financial solutions to the nationals of the UAE. A lot of nationals today have good residential homes because of the financial aid from the Mohammed Bin Rashid Housing Establishment. This is done through collaboration with the Emirates NBD and the partnerships they have with both the private and public sectors. This project of Mohammed Bin Rashid Housing Establishment has a lot to learn from ranging from the services and programs provided to the policies regulation and characteristics of Mohammed Bin Rashid Housing Establishment. The paper has evaluated and discussed the projects of the Mohammed Bi n Rashid Housing Establishment with illustrations as given in the above paragraphs. Works Cited Blakemore, Ken. Social Policy. London: Prentice Hall, 2000. Print. Bridgman, Peter. Mohammed Bin Rashid Housing Establishment Project. Sydney: Allen Unwin, 2007. Print. Jenkins, William. Policy Regulations and Characteristics. London: Martin Robertson, 2000. Print. Paquette, Laure. Analyzing National and International Policy. Rowman: Littlefield, 2008. Print. This essay on The Projects of the Mohammed Bin Rashid Housing Establishment was written and submitted by user Konnor Mclaughlin to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Dell Jit Essays

Dell Jit Essays Dell Jit Paper Dell Jit Paper Dell – Supply Chain Management Case Study 1 Case Contents 1. Introduction 2 2. Dell – Company Overview . 2 3. Dell Products and Services .. 3 4. Dell – Key Facts . 4 5. Dell Timeline. 6. Dell – Business Segment Information.. 6 7. Dell’s Evolving Supply Chain Strategy. 7 7. 1. Typical Working of Dell’s Supply Chain .. 7 7. 2. Five key strategies in Dell’s successful Direct Model .. 7 7. 3. A supply chain with old technology is of little value .. 8 8. Restructuring at Dell . 8. 1. New Distribution Channels – Direct Model and Retail Strategy .. 8 9. Integrating the Supply Chain . 9 This case study covers the following issues: 1. Examine and analyze Dell’s Direct model, its basic working, success and future challenges 2. Typical Working of Dell’s Supply Chain and future supply chain challenges 3. Highlights Dell’s evolving Supply Chain practices and strategy and steps being taken by it to recapture its lost market leader position Case Study Keywords: Dell, Direct model, Supply Chain Management, Supply Chain Strategies, Build-to-order model, Inventory optimization, PC Manufacturing, Retail Distribution Channel, HP, Notebook computers, Desktop personal computers, Competitive Business Strategies, Sustaining competitive advantage, Michael Dell 1 Please note: This case study was compiled from published sources, and is intended to be used as a basis for class discussion. Accuracy of information cannot be guaranteed. Please do not copy without permission.  © casestudyinc. com 2008 1. Introduction Dell thinks about their offerings as microprocessors, disk drives and frames-per-second graphics. But consumers just want a computer they can be proud of when they show it to their friends, listen to music, watch videos and do office work† Christian Terwiesch, a Wharton professor Dell has been following its unique ‘direct build-to-order’ sales model for more than 20 years. Customers can plan their own configuration and place orders directly with the company via the phone or its Web site. Over the years, Dell’s supply chain efficiencies and direct sales gave it a competitive advantage. In 2006 however, Dell faced several problems. Many customers complained about long delays in supplies. Recall of Sony battery cells in its laptops brought undesirable media hype to the company. Increasing discontent of customers led to a slowdown in sales. Consequently, Dell lost its market leadership to HewlettPackard Co. (HP). Industry analysts felt that, with Dells competitors also improving their supply chains and matching Dells direct model, the company had been losing its competitive edge. Dell will have to bear additional costs with its foray into retail distribution thereby minimizing its cost advantage. Besides, profit margins of Dell will drop further since it will have to offer incentives to compete with HP in retail stores. Though Dell spruced up its product design and range but Apple is clearly far ahead of it. Many experts feel that such new initiatives will only distract Dell from its supply chain operations. 2. Dell – Company Overview Dell is a leading technology company, offering a wide range of computer product categories. Its product categories include: desktop computer systems, mobility products (notebooks), servers, storage, software and peripherals, and services. Dell is the number one supplier of personal computers in the United States, and the number two supplier worldwide. Dell also offers various financing alternatives, asset management services, and other customer financial services. Dell has manufacturing locations worldwide. Dell’s build-to-order manufacturing model allows it to substantially reduce costs and at the same time offering customers the ability to customize their product purchases. 3. Dell Products and Services Product Lines and Brands Desktop PCs OptiPlex Dimension XPS Alienware Vostro Servers and Networking PowerEdge and PowerConnect Storage Dell | EMC and Dell PowerVault Mobility XPStm and Alienware, Inspiron and Latitude lines of notebook computers Software and Peripherals Dell branded Printers, software titles, televisions, notebook accessories, networking and wireless products, digital cameras, power adapters, scanners, and other products Enhanced Services Infrastructure Consulting Services Deployment Services. Asset Recovery and Recycling Services. Training Services Enterprise Support Services Client Support services Managed Lifecycle services Financial Services Various customer financial services for business and onsumer customers in the U. S. through Dell Financial Services L. P 4. Dell – Key Facts Dell: Quick Facts Company Type Corporate Headquarters Revenues Industry Employees Manufacturing Facilities Distribution Product Lines Brands Major Competitors Business/Growth Strategy Key Executives Name, (age),Designation Website Public (NASDAQ: DELL) Round Rock, Texas $57. 4 billion (fiscal 2007) Hardware, PC Manufacturing Approximately 90,500 total employees (Fiscal 2007) Brazil - El Dorado do Sul Florida - Miami (Alienware) North Carolina - Winston-Salem Ohio - West Chester Tennessee - Lebanon and Nashville Texas - Austin Ireland - Limerick and Athlone (Alienware) China - Xiamen Malaysia - Penang Worldwide Desktop PCs Mobility products Servers and Storage Software and peripherals and Services OptiPlex Dimension XPS Dell Precision and Alienware MJ-12 ® PowerEdge Dell PowerVault Inspiron Latitude HP Acer Lenovo Direct customer model Highly efficient manufacturing and logistics, and New distribution channels to reach customers Michael S. Dell (42) Chairman of the Board of Directors and CEO Donald J. Carty (61) Vice Chairman and CFO Michael R. Cannon (54) President, Global Operations Stephen J. Felice (50) Senior VP and President, Asia Pacific-Japan Mark Jarvis (44) Senior VP, Chief Marketing Officer David A. Marmonti (48) Senior VP and President, EMEA www. dell. com 5. Dell Timeline Dell Timeline 1983 Michael Dell used to upgrade IBM compatible PCs in his spare. (He was a freshman at the University of Texas, Austin) 1984 Michael Dell established PCs Ltd with sales US$ 6 million in its first full year of operations 1985 Turbo PC, first computer introduced by the company. Turbo PC was advertised in computer magazines and sold directly to customers 993 Dell joins the ranks of top-five computer system makers worldwide 1996 Dell pioneers Internet sales with earnings approx 1 million dollars per day just seven months after launch of www. dell. com 1998 The company changed its name to Dell Computer Corporation 1999 Dell introduces E-support tool to provide online technical support 2000 Online sales continue to grow to $50 millio n per day 2001 Dell achieves No. 1 ranking on global market share 2003 Dell launches Dell Recycling initiative 2004 Inventory turnover rate in Dell was at 107 times a year, compared to 8. 5 times at HP and 17. times in IBM. 2005 â€Å"America’s Most Admired Company† – Fortune Magazine 2005, 2006 Dell faced several problems, and lost its position as the largest selling PC manufacturer to HP 2007 Dell announced that it planned to move most of its global supply chain and manufacturing operations to Singapore, which would function as the companys shared headquarters 2007 Michael Cannon assumes responsibility as the Head of Global Operations Organization 2007 Michael Dell (Michael) returned as CEO on January 31, 2007 2007 Retail partnerships with Wal-Mart, Staples, Gome, Bic Camera and Carphone Warehouse 2007 Dell launches the Direct2Dell corporate blog and other idea forums to listen and engage customers 6. Dell – Business Segment Information Dell conducts operations worldwide. Dell is managed in three geographic regions: Americas Europe, Middle East, and Africa (EMEA) Asia Pacific-Japan (APJ). Major Business Segment Based in Americas Round Rock, Texas EMEA Bracknell, England APJ Singapore Covers Business sales to corporate, government, healthcare, education, and small and medium business customers U. S. Consumer sales primarily to individual consumers and selected retail partners Covers Europe, the Middle East, and Africa. Covers the Asian countries of the Pacific Rim as well as Australia, New Zealand, and India 7. Dell’s Evolving Supply Chain Strategy Dell’s past performance has been the result of its direct customer model. Dell’s success is attributed to a constant focus on delivering directly to its customers, related technology and services at the best value. Dell’s operations involve highly efficient manufacturing and logistics to lower the cost of technology. 7. 1. Typical Working of Dell’s Supply Chain Dell Supply Chain works as follows: 1. Customer places an order, either by phone or through the Internet on its website . Dell processes the order in 2-3 days by evaluating financial feasibility (credit checking) and technical feasibility (technical con? guration) 3. Dell processes the order to one of its manufacturing locations 4. These plants can put together, test, and package the product in about eight hours 5. Dell typically plans to ship a ll orders no later than ? ve days after receipt 7. 2. Five key strategies in Dell’s successful Direct Model Five key strategies in Dell’s successful Direct Model Rapid time to volume Built to order products Elimination of reseller markups Superior customer service and support Low inventory and capital investment 7. 3. A supply chain with old technology is of little value The direct model involves bypassing retailers and selling personal computer systems directly to customers. This helps avoid the delays and costs of an additional stage (holding inventory) in the supply chain. Typically, each technology component loses about 0. 5 to 2 percent in a rapidly changing environment. A supply chain with old technology is of little value. Dell maintained very little inventory and concentrated on pacing its products through its supply chain. This also meant that there was no question of selling old products at a discount. 8. Restructuring at Dell Dell failed to meet its quarterly financial forecasts. Consequently, Dell lost its market leadership to Hewlett-Packard Co. (HP). In order to settle a few accounting issues, the company decided to restate its financial results for the last four years. Michael Dell had to take the CEO’s responsibility again, replacing Kevin Rollins. Michael Dell felt the importance of increasing the capacity, via the direct model, to manufacture close to its customer and fully integrate its supply chain into one global organization. To do so Dell had to innovate and adapt its supply chain model to help drive differentiated product design, manufacturing and distribution models. He began a series of restructuring exercises. 8. 1. New Distribution Channels – Direct Model and Retail Strategy While part of the restructuring involved cutting 8,000 jobs, or 10. 0% of its workforce, the biggest surprise was the move of Dell to complement its ‘direct sales model’ with sale of PCs through retailer channels as well. To reach even more customers globally, Dell launched new distribution channels to reach commercial customers and individual consumers around the world. This meant moving from a model of direct sales to making its goods available in stores across the world. This move allowed Dell to reach customers that it could not reach directly previously. From June 2007, it started placing its products in the shelves of Wal-Mart and Sams Club stores. In December 2007, Dell also announced that its Dell laptops and desktop computers will be sold through Tesco stores in Britain and Ireland as well as the high-growth eastern European markets of Poland, Czech Republic, and Slovakia. In U. S. Asia and Europe, Dell added Best Buy, WalMart, Staples, Chinas Gome Stores, Japans Bic Camera, Frances Carrefour and British phone retailer, Carphone Warehouse to sell its products at nearly 10,000 retail outlets worldwide. In December 2007, Dell also chose WPP, the worlds second-largest marketing, media and communications conglomerate after Omnicom, to create a new agency that will handle $4. 5 billion in accounts over the next three years. Dell hoped that creati ng the agency would increase the time and money spent focusing on marketing and customers rather than pitching for the next project 9. Integrating the Supply Chain Earlier, Dells manufacturing, supply chain and procurement activities functioned separately. Procurement functioned as a standalone unit, the regional business executives were in-charge of manufacturing, and supply chain was a part of the worldwide operations of the company. All Dells factories had been managed regionally, and procurement functioned as a separate division. Michael aimed to integrate its supply chain and achieve higher efficiency and quality through Global Operations Organization (GOO). GOO is Dells center for integrating its global manufacturing, procurement

Media, Stereotypes & the Perpetuation of Racism in Canada Essay

Media, Stereotypes & the Perpetuation of Racism in Canada - Essay Example The media – print as well as television is one of the most powerful sources of mass communication in today’s times, and its accessibility and vast outreach has further added to its sheer power to influence the ‘minds of the masses’. The issues portrayed by the media are almost invariably regarded as ‘truthful’ and assumed to be accurate by the audiences, which lends even more power in the hands of those who control it. The media, world over, has recently attracted severe criticism for the negative portrayal of critical events, and especially for irresponsible reporting by hiding the facts and reality and sensationalizing the news through willful and deliberate misrepresentation of issues which can have a strong negative influence on those who consume such blatant lies. One of its several outcomes is the perpetuation of racism, on account of the negative portrayal or racial stereotyping of the ethnic minorities. This paper critically examines the portrayal of minority communities by the Canadian media, explores the manner in which they are represented – i.e. misrepresented or underrepresented in the media, and its ultimate impact on the masses, culminating of such news into a negative image of members of such groups, there by attracting harsh and often discriminatory behavior towards them by the dominant groups. This study is an attempt to study the highly complex relationship between the minority communities and their gross misrepresentation by the Canadian media, the role of the media in shaping national identities and influencing peaceful or destructive inter racial relations and / or harmony depending on the media representations. â€Å"Racisim is prejudice or discrimination against other people because of their race or because of what is thought to be their race (their biology or ancestry or physical appearance). It involves the assumption that peoples birth or biology